Downloads -- Refunds -- Payment Methods

Download Policy

All downloads are subject to the Kindle Download Policy which may be found at  https://www.amazon.com/gp/help/customer/display.html?nodeId=201014950

Refund Policy

ALL SALES ARE FINAL. In the case of severely damaged item(s), customer have 24 hours from the time of receipt of item to photograph and send message to info@authorraynastephens.com Customer will receive a response within 48 hours. 

Payment Methods
All major credit and debit cards are accepted. Payments may be made through the websited or PayPal site.  
Disclaimer: Although security measures are implemented through the website provider for transactions of secure payments, it is not 100% guaranteed that the site cannot be hacked and personal and financial information could be stolen. The author is in no way liable for the theft of any information stolen from the site's transactions. 
By submitting payment, customer agrees to the terms and policies.